Best Crowdfunding Investing Apps
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Overview of the best crowdfunding investing apps
App | Best for |
Fundrise | Best overall |
RealtyMogul | Best for auto-investing in REITs |
Crowdstreet | Best real estate option for accredited investors |
Peerstreet | Best for real estate loan investments |
Streitwise | Best for beginner real estate investors |
RealCrowd | Best for low-risk investing |
Groundfloor | Best for low minimum investing |
Seedinvest | Best for investing in startups |
- Over 100 Stock Picks with 100%+ Returns
- Averaged Stock Pick Return over 680% (vs. 150% for the S&P)
- 2 New Stock Picks Every Month
- Investment Community With 700,000+ Loyal Members
- 30-Day Membership-Fee-Back Guarantee
- Joy Wallet Reader Deal: The Motley Fool is offering 55% off its top stock-picking service for new members (Limited Time)
The best crowdfunding investing apps
Fundrise
Investment options available
- REITs
- Funds
RealtyMogul
Investment options available
- REITs
- Individual properties (including retail, multifamily, office, self-storage, industrial, and commercial real estate)
- 1031 exchanges
Crowdstreet
Investment options available
- Funds
- Individual offerings
- Professional portfolios
PeerStreet
Investment options available
- Real estate debt and loans
Streitwise
Investment options available
- REITs
RealCrowd
Investment options available
- Funds
- Individual properties (including retail, multifamily, office, self-storage, and industrial buildings)
Groundfloor
Investment options available
- Real estate loans for single-family, multi-family, and commercial projects
SeedInvest
Investment options available
- Equity
- Venture capital
- Angel investing
- Over 100 Stock Picks with 100%+ Returns
- Averaged Stock Pick Return over 680% (vs. 150% for the S&P)
- 2 New Stock Picks Every Month
- Investment Community With 700,000+ Loyal Members
- 30-Day Membership-Fee-Back Guarantee
- Joy Wallet Reader Deal: The Motley Fool is offering 55% off its top stock-picking service for new members (Limited Time)
Crowdfunding investing apps summary
App | Fees | Investor Type | Average returns | |
Fundrise | 1% | $10 | Any | 5.29%-9.4% |
Realtymogul | 1% - 1.5% | $5,000 | Any | 6% - 8% |
Crowdstreet | 0.5% - 2.5% for Crowdstreet funds (various fees for other funds) | $25,000 | Accredited investors only | 10.3% - 18.1% |
Peerstreet | 0.25% - 1% | $100 | Accredited investors only | 7% - 12% |
Streitwise | 2% | $5,000 | Any | 7.2% -10% |
RealCrowd | $0 (sponsors pay all fees) | $25,000 to $50,000 | Accredited investors only | Varies |
Groundfloor | $0 (borrowers pay all fees) | $10 | Any | 12% (over 6 to 12 months) |
Seedinvest | 2% (refunded if company does not meet its goal) | $200 | Any | 10% |
FAQs
Pros and cons of crowdfunding investing
- Low minimum investment requirements. Crowdfunding investing platforms have really changed the way we view investing, bringing formerly out-of-reach investment options (particularly in real estate) to lower-income individuals. I love that many crowdfunding platforms have lower than industry average requirements to get started, with platforms like GroundFloor only requiring a $10 minimum and SeedInvest requiring only $200 per startup.
- More transparent process. For many investors, particularly those just starting out, crowdfunding investing platforms can offer a transparent and easy-to-understand approach to investing. Most platforms offer comprehensive reports on investment projects, so you know exactly what you’re getting into before deciding to fund a particular investment.
- Higher than average returns. On the upside, you could see higher than average returns by investing through crowdfunding platforms. Since most crowdfunding platforms undergo an extensive vetting process and thoroughly research each company they partner with, finding the right opportunities for your portfolio, you could earn 12% to 14% in returns, on average, per year.
- Returns can take years. Crowdfunding investing isn’t a great idea for anyone looking to make quick returns. Though it depends on the investment type, in general, crowdfunding investments are low liquidity investments. It can take months or even years for your investments to begin to generate any type of returns.
- Lack of control. If you’re used to a more active approach to investing, turning to a crowdfunding platform might not be easy for you. Once you invest in a project, you turn over control to the project owners. If you’re funding a house flipping project, for example, you’ll have no say in how the project is managed or completed. This passive investment style isn’t for everyone.
- Returns are lower than active investments. While returns can be higher than investing in stocks, you’ll also find that investing in crowdfunding platforms typically generates lower returns than if you were to actively invest in real estate and manage or sell the property. Of course, this level of investment requires a significant time commitment in exchange for higher returns, so it’s important to ask yourself which type of investment best suits your lifestyle.
- Over 100 Stock Picks with 100%+ Returns
- Averaged Stock Pick Return over 680% (vs. 150% for the S&P)
- 2 New Stock Picks Every Month
- Investment Community With 700,000+ Loyal Members
- 30-Day Membership-Fee-Back Guarantee
- Joy Wallet Reader Deal: The Motley Fool is offering 55% off its top stock-picking service for new members (Limited Time)
The bottom line
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Courtney Johnston is a freelance writer, specializing in finance, travel, and health. She has written for The Chicago Tribune, Benzinga, BestReviews, Mashvisor, Fundera, MoneyGeek, and The Culture Trip. She also teaches writing instruction at the University of Indianapolis. Courtney currently resides in Indianapolis.